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● Laura Thornberry ● Lifestyle Blogger ● London Based ●

AD| Since the recent Facebook data privacy fiasco, more people than ever are concerned about how their information is used by third-party services. And they are right to be concerned. While you may think that these services are free, you are paying for them on the back end with your data.

Many people would be terrified at the type of information entities like Facebook and Google collect and then sell to the highest bidder. As an internet user, you should know how to avoid getting your information mined and sold to who knows who. Let’s take a look at a few things you can do to protect your privacy online.

laptop user

Pay Special Attention to Messaging Apps
Messaging apps can get so much information about you and apps like WhatsApp can collect all sorts of information you may not have been aware of. It can even collect things such as purchase history, payment info, and approximate location. The worst part is that it’s all written in their terms and conditions. So, you can’t say that they didn’t warn you or blame them since you’ve agreed to these terms by using these apps.

The good thing, however, is that there are many other apps besides WhatsApp out there and many cater to those who want more privacy. One example is Signal. If you want to know more about this app and how it compares, check out this Signal vs WhatsApp comparison from Setapp. It runs down all the different information that WhatsApp, Facebook, and Telegram, another popular communication tool, are gathering compared to Signal. They also explain why Signal is by far the most private option out of these. Setapp curates apps, so you can find the productivity apps you need quickly and easily.

Another thing you have to pay special attention to is what type of encryption they use. You want to make sure that the provider uses end-to-end encryption. When they say that messages are encrypted, many mean that the message is encrypted on its way from the user’s device, but communications are still stored on their servers. This means that someone could get their hands on them if it gets hacked.

So, make sure that the app uses this form of encryption and decide whether you need to use a special feature for that. Telegram and Facebook Messenger, for instance, require that you open a secret chat to do so.

Use a VPN
VPNs used to be popular in the hacker and dark web world, but they’re now becoming mainstream. And quite frankly, everyone should be using one if they truly care about their security. VPNs allow you to connect to a remote network through a secured connection and navigate from there. So, if your server is located in another country, it will appear as if you are connecting from that location.

This allows you to protect things like your geographical area, for instance. But it’s especially important if you routinely connect to public networks. Your connection will be encrypted and there will be no way for it to be intercepted either by a malicious party or the network provider.

Check Your Privacy Settings on Social Media
Another thing you have to do is head to your Twitter, Instagram, Facebook, and any other social media account you have and check your privacy settings. You may not be aware of it, but these networks collect tons of information about you - Facebook in particular. You may be exposing a lot of your personal information to the public by not adjusting those settings, so we suggest you do it immediately.

social media apps

Don’t Trust Public Storage with Personal Information
While services like Google Docs and Dropbox are relatively safe, you cannot trust them with sensitive information. You should never store things like passwords or financial information on those. So, if you want to keep sensitive data somewhere, do it in cold storage, or you could compile them in an encrypted archive before uploading them.

Protect Yourself from Cookies 
Cookies are one of the best ways for third parties to keep tabs on you. Cookies are used to store things like form information which can be good, but they can also be used to check your browsing history. Retailers also have some sneaky ways to use cookies. For instance, some will use a cookie to identify someone that was shopping for a certain product. If you don’t make the purchase, you might be presented with a special deal next time. Some might even increase the price because you showed interest by coming back multiple times.

If you want to protect yourself from these, you have to routinely erase your browsing history. You can also use incognito mode if your browser has it. This will erase cookies at the end of every session. The issue, however, is that cookies store valuable information. You may not like the idea of having to constantly enter your bank card number or email every time you want to log in. So, you can decide to keep the cookies for the sites you use often.

The GDPR also did a lot to improve transparency when it comes to cookies. While it is a European piece of legislation, many websites have decided to comply with it to avoid trouble when dealing with European users. You’ll notice that many websites will ask you to agree to cookies somewhere on their homepage. Take the time to check the list of cookies, and only agree to those that are beneficial to you. You should also have the option to refuse them all.

Use Robust Passwords
Last, but not least, you have to learn how to create strong passwords. Hackers use software that can generate thousands of passwords in seconds to crack yours, so make sure you don’t use generic words, phrases, or series of numbers. You also want to make sure that it’s long enough (12 characters at least) and uses a combination of lower- and upper-case letters, symbols, and numbers. If you’re worried about memorizing passwords, know that there are plenty of safe password managers out there. These will keep your passwords on your device and secure them through encryption.

As you can see, there are plenty of things that can be done to increase the level of privacy online. The most important part of this is staying informed of the most recent threats and taking the steps necessary to protect yourself.

How do you stay protected online? What privacy and safety methods do you currently use?
10:00 No comments
AD - GIFTED | Are you planning on a homemade hamper this Mother's Day, but unsure on where or how to start?

A DIY Mothers Day Hamper is guaranteed to make any Mum feel extremely spoilt and loved! Sometimes a homemade and personalised gift can be super special and just as thoughtful as a ready-made present. The reason I think a DIY gift is better is simply due to the fact you can personalise and include some gifts that you know will be loved. Personalised hampers don't have to cost a lot. There are so many gift ideas out there, that you can still put together a gorgeous hamper on an affordable budget, or if you really want to make a luxury hamper, there's also the opportunity for that.


Pretty packaging and presentation can really take your DIY hamper go from 0 to 100. This will be helping to make your gift look more spectacular and special, and can even help to personalise your gift to your receivers preferences. 

Firstly, you'll want to decide what hamper you want to go for. Depending on your budget, you could put together a more relaxed modern style with a decorative gift box/bag or opt for a more traditional wicker hamper. I'd recommend looking online, in local garden centres, homeware stores or charity shops to find a suitable container for your homemade gift hamper. It may also be worth finding one that can be reused over and over again, as something decorative or as a storage solution.

Affordable Mother's Day Hamper
Affordable Mother's Day Hamper

For those who are looking for a low-cost, affordable DIY hamper, the products I have featured in the photo above could be some really great options for you to include in your homemade gift. First up, who doesn't love receiving some chocolates?! I've opted for Maltesers as I know they are a favourite and will definitely go down a treat. Face masks and foot masks are the ultimate pamper, and for me, are an essential for any DIY hamper. I picked these up from Superdrug as they have such an affordable and extensive selection. 
Not only is ALDI a good place for food, but they also have a stunning range of candles and reed diffusers, extremely similar to those from Jo Malone. My favourite scent is definitely the Pomegranate range, a super luxury and affordable fragrance to add to your home.

A handbag must have from Benecos is the Orange Lip Balm*. Packed with natural and organic ingredients include Organic Orange Oil along with Organic Shea Butter, it's an essential for soft and smooth lips. Lavera is a great brand if you want some high quality and natural beauty/pamper products, perfect for Mother's Day. First of all, the Soft Purity Shower Gel*. The natural gentle, soft foaming, cleansing ingredients doesn't strip your skin of it's natural oils. Formulated with Organic Algae and Organic Water Mint thoroughly and effectively cleanses and nourishes your skin leaving it feeling refreshed and silky soft. The Hydro Sensation Gel cream* gives intensive moisture to your skin, leaving your skin feeling soft and smooth with a youthful radiance and a perfect glow.  Finally, the Very Berry Hand Wash*. The perfect addition, especially during the current coronavirus pandemic. Formulated with a delicious aroma of organic goji berry and organic acai, these moisturising and nourishing ingredients will leave your hands pleasantly soft and smooth

Luxury Mother's Day HamperLuxury Mother's Day Hamper

For those wanting to go that extra mile and really push the boat out with a more luxurious DIY hamper, the products I have featured in the photo above could be worth including in your personalised gift. Starting off with the gorgeous Giorgio Armani Si perfume. This scent is chic, sultry, intense and soft at the same time, with deep aromas of fruity and floral notes. Heyland & Whittle is a great brand for those who love room fragrances and scents. I picked up the Clementine & Prosecco fragrance gift set as I think this is such a delightful combination; the fragrance is light and sweet, fruity and sparkling, perfect for a happy and uplifting Mother's Day gift. Again, chocolates is a must have, and these delicious Milk Chocolate selection box from Marks & Spencer looks exquisite. Also from Marks & Spencer is the Normandy Apple sparkling juice, an alternative for those not wanting to add a bottle of champagne, prosecco or wine. 

Finishing up with some beauty products to help with the perfect pamper evening on Mother's Day. Soap & Glory are my ultimate favourite brand when it comes to skin and body care. They have such a vast selection of products and ranges that you'll be spoilt for choice. Faces masks scream relaxation to me, and this Miracle Moisture Mask is one of the best ones that I've tried. So refreshing, hydrating and moisturising. Finally, a newer brand I've discovered; Million Dollar Facial. Two of the best selling products that I would recommend would be the Million Dollar Medi+ Hydrating Elixir* and Medi+ Glyco Wash*.

What gifts will you be gifting on Mother's Day? Have you thought of compiling your own hamper? What would you include?
10:00 No comments
AD| While the current coronavirus restrictions continue, it means that we can’t go on traditional dates like we previously once did. However, with social distancing guidelines still in place, some dating ideas are still allowed whether that be a romantic walk, having a cute picnic in the local park or even some gaming date ideas that you can do at home. Whether you live with your partner, or you’re currently in a long-distance relationship, or even just missing your close friends, playing video games together is a fun way to have a date during lockdown.

Gaming and virtual dating can be a great and enjoyable way to bring couples/friends together and stay connected during lockdown, whether that be in real life or through playing online. Video gaming has become increasingly popular as a way to pass the time during lockdown, and below are just a few of the benefits that gaming dates can have whilst we're all staying indoors at home.


Escaping Reality
More and more people have been turning to gaming as a way of coping and dealing with the current COVID-19 lockdown. Using this in hope to take their minds off the current pandemic, having it as a distraction from chaotic day to day life and to help improve their overall mental health. Playing games with your loves ones, family or even online with others, can give you that much needed time out from real life, let your mind wander into the gaming world, and give you that escape from reality that is definitely much needed at this current time in life.

It's Fun and Enjoyable
Taking some time out of your hectic day, especially if you are working from home, can be just what you need to relax and de-stress. There are so many games out there to play and could be the perfect opportunity to indulge in some gamers dates with your friends or partners. I would probably recommend trying out some online escape room styled games, where you are required to solve a variety of puzzles in order to complete the game. These types of games encourage you to work together as a team and for everyone involved to put forward ideas in order to solves the challenges.

Meet New People Online
There is such a variety of dates for gamers, whether that be playing video games, card games or board games, there's something out there for everyone to enjoy. Gaming online also has the benefits of you being able to meet and chat with people via various online games sites who you would have never of met but have things in common with and similar interests to you. This can be very important for those who are feeling lonely during lockdown, or those who may struggle to meet or find friends in real life.

Creating Competitions
To add some excitement into daily life throughout lockdown, playing competitions and tournaments, with your loved ones at home or online can be a really fun way to spend some of your free time. Especially if you're really competitive, you could make this a regular part your weekly schedule where you play each others favourite games and play for prizes or treats. This will just to keep things super fun and uplifting during these current circumstances. One of my all time favourite games to play is definitely Mario Kart; the ultimate fun racing game to bring out your competitive side.

What other lockdown date ideas for gamers do you have? What other benefits are there from gaming?
10:00 No comments
AD| Retirement needs just as much planning as any other up and coming event or period in your life. The younger generation often tends to turn a blind eye to retirement. It is either too far on the horizon to be taken seriously or it is a vision they would rather not contemplate. If the push-button 21st century is all about living in the now, it only follows that if we want to create a great retirement, we have to start thinking about it…now.

So here are some top tips for getting on track for making your later years the best years of your life.


Visualise your retirement
Visualise what your ideal retirement would look like. What dreams will you have on your bucket list? Who will be around you? What will your living surroundings be like? Of course, nobody knows what the exact future may hold for us but think about what family and friends you would want to be close to, which creature comforts are essential, all those places you would like to explore and how much time you would need for those favourite hobbies.

Keep healthy
There is no escaping from the fact that in the autumn of our lives we are not going to be as healthy as in our youth. But medical science advances every day. As lifespans increase, new medicines and therapies are found to deal with everyday ailments and illnesses making retirement more and more like a pain free zone. Give your body something back every day by taking part in sports or just simple keep fit and then, even in your 60’s, it could be ready to spring into action in order to make your dreams a reality.

Prepare financially throughout your life
You are going to need money to finance your dreams. When you first start working you may be opted-in to the company pension. This is good as your employer will contribute a percentage towards it as well. Get an idea of what the pay-out from the pension will be. It could be in the future you may want to contemplate starting a private pension, starting your own little savings pot or upping contributions to your work pension. Monitor your pension savings – don’t forget them!

Monitor your State Pension
Keep up to date with State Pension pay-out and any changes to governmental policy. The latter is constantly changing. For instance, as well as aligning male and female retirement ages, the government is also constantly putting back the retirement age. Changes such as this are likely to have a real effect on your plans. Also, you may not receive the maximum pay-out if you do not make sure you have made maximum contributions all through your working life. You can check what your State Pension will look like on the government website.

Pension freedoms
You may not receive your State Pension until the official retirement age but you can in fact retire at any age. Even more reason to prepare appropriately. The new pension freedoms allow you to draw on some work and private pensions from the age of 55. This could offer a new form of income when money may be a little tight in your later years. But you need to be very careful that you have enough money to last for your whole retirement.

Access professional financial advice
Throughout your life – and especially if you are going to consider the pension freedoms route – you are likely to need expert and professional guidance to ensure your money is invested in the most beneficial way. Regulated financial advisors are authorised by the financial conduct authority and will give you independent guidance in terms of your specific needs.

Before looking at options for your pension, consider using a regulated financial adviser like Portafina or, view the guidance info at Pension Wise.

Have you got a pension set up for the future?
10:00 No comments
 AD| Everyone has different requirements when running their own business whether it is big or small and we like to ensure everything runs as stress free as possible. However, we are prone to experience some instances that can make our businesses a painful experience to get through, and sometimes it can be having the wrong person for the job or someone who is inexperienced in the area that you require them to be.

Around the end of the financial year you may begin to find that your bookkeeper may not be line with your requirements, but what are the warning signs that you're not getting the service you are paying for?

bookkeeping

Lack of Response
Among the large tell-tale signs that things are not as they should be is that simple requests take a long time to get answered, or they don’t get answered at all. Naturally this concern grows to worry that your professional bookkeeper may not be in line with your business needs or could be hiding something or simply not caring about your business. Either way it’s a worry that you shouldn’t be paying for. If the bookkeeper is too tied up to give a response to when they will be available to you or have too many clients to move around, then you may need to take your business to other bookkeeping services in Manchester.

Running Behind
The last thing you want to hear from a bookkeeper is that they are seriously behind on workload, leaving your books needing to be closed right up to a deadline. Solid and professional bookkeeping services are all about making time to get caught up and maintain deadlines, ensuring that your business can grow. When you work with a bookkeeper it is important that deadlines for work are set and they keep things on track to meet those deadlines. If they cannot work to set deadlines, then you need to find small business bookkeeping solutions that will.

They Cannot Explain Terminology
If your bookkeeper doesn’t know what the term ‘reconciliation’ means, then that red flag should be waving like a storm is coming. Every bookkeeper should know the standard terms when it comes to bookkeeping, from cash and accrual-based accounting, assets, accounts payable/receivable and so on and so forth. If your bookkeeper does not use the terms or, even worse, cannot competently explain them to your level of understanding then you need to find common ground with a bookkeeper that can and will.

It is important to feel that every aspect of your business is running the way it should with the right people on board for the growth of the business. If your current bookkeeper shows signs that they are not right for you, then there are other alternative bookkeeping services in Manchester who fit the bill perfectly.

16:11 No comments
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