● Laura Thornberry ● Lifestyle Blogger ● London Based ●

AD| Are you looking at earning some extra money? Have you considered researching passive income strategies?

Passive income simply refers to another source of income that requires little effort to earn and maintain. Adding sources of passive income into your daily life can benefit you in many ways, including more freedom and flexibility in your daily routine, and hopefully, more money, leading to financial security.

The most typical way of generating your passive income is to utilise your own money to buy and invest in assets that will grow over time. There are a variety of ways that you can begin creating your passive income streams today, including to earn high yields from Crypto, selling e-books and digital products, renting, trading and much, much more. If this is something you're interested in, keep reading to find out some simple strategy ideas for creating a passive income stream today.

Renting Properties

If you're looking at getting on the property ladder, then purchasing and renting out your space is a good way to earn a passive income. Rental income has long been a form of passive income for many individuals. However, the upfront costs of this can be expensive, and it also requires a lot of time and effort to begin with. You may begin this process by upgrading and renovating your property in order to add value and make it more liveable. The way this works is simply through finding a tenant to rent out your property, and wait for the money to come in each month.

Use Cashback Websites

Nowadays, there are numerous cashback reward sites available to use online that can help you earn money on your online purchases. Many of us shop online every day, so this is definitely something worth looking into. Websites such as My Money Pocket and Top Cashback allow individuals to earn a small percentage back of the amount you spend online once you complete your purchase through a tracked link. Cashback websites can seem like a waste of time, and it may seem like a small amount of money to get back if each store only offers 1 or 2% cashback, but over time, this can add up, and you could soon be rewarded with 100s of pounds for simply choosing to shop online.

Starting A Blog

Starting your own blog can be a challenging and frustrating journey, but once all your hard work starts to fall into place, it can become a successful passive income stream. This type of passive income can be created by anyone, regardless of your age, location, or ability – all you need is access to the internet and a blogging platform to get started. It can take months, even years, to build a blog that is recognised by others. The secret to becoming a successful blogger is by creating good quality content, being consistent, and ensuring you are promoting your articles via your social platforms to build an audience. There are a number of ways bloggers can make money online, and use this as a source of passive income. A few examples being;

— Selling affiliate products and using affiliate links

— Creating sponsored content for brands

— Sharing ads on your blog through Google AdSense

Affiliate Marketing

Affiliate marketing simply involves recommending a product or service to your chosen audience. Once you have set up your affiliate links, it’s a great source of passive income, as you are able to earn commission through users clicking on your referral link to buy the recommended advertised product or service.

In summary, these are just a few ways you can create a passive income stream today. The benefits of passive income are pretty rewarding, as long as you take the right steps to set things up beforehand. Now only does passive income give you an extra source of money, but it can also lead to having more spare time, having a more flexible schedule, and gives you financial stability for the future. So why wouldn't you start today?

Do you currently use any streams of passive income? How are you currently earning an extra stream of income?

23:20 No comments

AD| Do you currently run a business or are you self-employed? Do you currently have public liability insurance to help protect you from damages?

If you are in contact with members of the public, or any other visitors entering your own business premises or company space, it’s advisable and more than likely you’ll choose to get public liability insurance. Public liability insurance can cover your business against any compensation claims, such as injury or damages, and it can protect you if you are brought to court by a customer, client or other individuals you may interact with. Having the right insurance measures in place can help you manage those situations without any stress.

You may decide to get yourself public liability insurance if your business comes into contact with third party individuals. A few examples of this being; customers visit your workplace, working on client sites or even if you are working in public areas. This type of insurance typically covers issues such as damage to property, causing illness, falls and disrepair. Ultimately, the choice is up to you whether your business requires the public liability insurance, but here are 3 reasons your business needs public liability insurance that may change your mind.

Protects Against Compensation Costs

You should consider public liability insurance if your business works with members of the public in any way. If your business is open to the public, e.g., customers, contractors and other visitors etc, small accidents can occur in your workplace, and you would be liable for any of these damages, and public liability insurance can usually help cover this. Public liability insurance for subcontractors, tradesmen, salon owners, shopkeepers and many other businesses is frequently a popular and essential protection document to have, and keep it up-to-date.

Saves You Money

Public liability insurance can help in a number of ways that could be extremely beneficial to your company. For example, this type of business insurance can help to pay for legal fees, medical bills and compensation claims that may be against your business. As a business, if you do not have public liability insurance, without cover, unexpected legal costs from small incidents could cost you hundreds of thousands of pounds in damages, and could be potentially bankrupting you.

Makes Your Business More Reputable

Public liability insurance isn’t typically required or compulsory by law. However, many companies and business owners decide that they need this type of insurance to help protect themselves from any potentially damaging compensation costs, and also to satisfy potential clients. Nowadays, many clients and customers will choose to work with/buy from companies or businesses that have all their insurance documents up-to-date, and have the best practices in place. Failure to have the correct public liability insurance for your business when you require it the most could have seriously consequences, and could really damage your business’ reputation and financial status.

Have you heard of public liability insurance? Does your business have this insurance type in place?

21:15 No comments

AD| Looking at renovating your kitchen but have no idea where to start? Do you want to choose more sustainable and eco-friendly options to help your kitchen last a lifetime?

The entire process of redesigning and renovating your kitchen can be extremely complicated and overwhelming. There are so many things to consider along the way, especially when selecting your appliances, layout, colour schemes and the companies you wish to seek help from. As well as this, you will need to keep in mind the environmental impact of every step of your kitchen renovation, and select your materials, products and design in a more eco-friendly way. In order to create a more sustainable kitchen, you need to ensure you are incredibly careful and thoughtful during the planning stage, so that it remains timeless and durable for years into the future. For those who may need a little inspiration, here are 4 ways to update and renovate your kitchen sustainably.

LED Lighting Options

LED lighting is probably the most energy-efficient and eco-friendly way to brighten up your kitchen work space. Not only can they help to improve the look and ambience of any room, they are also incredibly environmentally friendly, long-lasting and extremely energy efficient when it comes to lighting options. Picking LED lights is a more sustainable option, as there is no guilt of wasting energy as they typically boast a life-span of up to 10,000 hours. Another huge benefit of opting for LED lights in your home is that there are a wide variety of different styles and colours to choose from, to suit your own personal interior design preferences and chosen colour scheme.

Buy Second-hand

A brand-new kitchen might seem like the perfect choice when it comes to your renovation, but, why not consider looking into buying second-hand from a specialist dealer? Second-hand kitchen options can save you lots of money —and they are a great eco-friendly, sustainable option too. By going for a second-hand option, this allows buyers to afford top designer kitchens that their initial budgets may not have catered for, as you are able to save a lot of money on the RRP. UKE are well known for their high quality ex-display and used kitchens. Also, it may be worth researching local kitchen suppliers that are close to your home that use sustainable and locally sourced materials to reduce your renovation's carbon footprint. Ultimately, a more sustainable kitchen renovation simple adds more value to your home.

Consider Energy-Efficient Appliances

When you begin browsing and shopping around for new appliances to add into your kitchen, such as washing machines, refrigerators, dishwashers and ovens, try to look at the most energy efficient options, instead of the cheapest. Many large kitchen appliances use a lot of electricity, which may increase your annual bill, especially if they have a low efficiency grade. So, even though the initial upfront cost of a more energy-efficient appliance may be more money, over time, it'll be a more sustainable option as you will end up saving on your energy bills.

Choose Eco-Friendly Paints

A quick fresh paint job can completely change the atmosphere of your kitchen and help give it a whole new lease on life. Painting is one of the easiest and more affordable tasks that you will have in your renovation project. To be more environmental friendly, opt for non-toxic paints made from natural organic ingredients, as these will be much safer to use, more breathable and will have a less damaging impact on the environment. Natural paints are also a great choice as they typically dry faster and have fewer odours, making them safer for your health.

Are you currently planning a kitchen renovation? What other sustainable options are there to include in your project?

09:00 1 comments

AD| Have you just moved home? Are you looking to furnish your home with some luxurious, staple pieces? Look no further.

When it comes to decorating your new home, it doesn't have to break the bank. You just need to incorporate some stylish, luxury home furniture ideas to add some elegance to your personal space and ultimately, make your home look more expensive. There are a variety of ways to give your new home a stylish and luxurious upgrade, without breaking the bank. Listed below are 5 essential and affordable luxury interior ideas for your new home.

Coffee Tables

A simple coffee table is both functional and versatile, and features as an essential piece of furniture to place in your living room. There are a number of ways individuals use coffee tables in their homes. For some, it's a display unit for decorative ornaments, candles, and other home accessories. For others, it's a convenient place for any drinks and snacks whilst you watch TV. Other uses include a home for remote controls, or reading materials such as books, newspapers, and magazines. A top tip includes building different height levels on your coffee table by using plants and greenery, decorative home accessories and books in various sizes, to help create a truly stylish area.

Sofas

If you are ultimately looking to create a real luxury statement, be sure that it's the main part of the room, e.g., your sofa. By choosing a more statement sofa, it can really help bring a room to life and help create a sleek, stylish feature that people are drawn to when they enter the room. Sofas come in all shapes, sizes, materials, styles and colours, so ultimately, the choice is completely up to you to find your statement sofa. To really add some luxury interior design to your room. opt for a more modern, yet minimalist style sofa, as these are super simple pieces, which can allow you to be really creative with adding cushions and throws on top.

Update Lighting Features

Another quick fix you can implement in your new home is focusing on updating old light fixtures. By investing in some good quality lighting options, it can help set up your focal point for a room. Whether you add some spotlights in the bathroom or kitchen, or consider adding new decorative, statement lamps in your living room. Changing up your lighting fixtures is a quick and easy way to change the vibe of your home, and add that high-end, luxurious feel.

Rugs

It's simply impossible to go wrong when choosing a stylish rug – they can help add a splash of colour to a more neutral-coloured room, help add texture, and even an element of cosy and comfort. Adding a rug into your living room, dining room or even your bedroom can help all bring all your furniture pieces together and typically give the illusion to make any room look slightly bigger.

Framed Wall Art

An affordable, yet simple way of updating your home's look is by interchanging some wall art displays to help add some luxury, some character and a personal touch to your space. Inexpensive yet stylish wall art and decorative artwork can help to elevate the ambience of any room. There are so many wall art styles and themes to pick from, making the pieces you display in your home so personal, and reflects your preferences. Choose something big and bold to add more of a statement and a focus point to your room. I would probably select an A3 poster size or bigger to really add some character. To add that stylish vibe, frame your prints with some simple gold or rose gold frames for that extra something special.

What affordable, luxury style furniture pieces would you include in your new home??

17:00 No comments

AD| Are you currently planning your next UK staycation? Are you considering a caravan or motorhome style holiday, but unsure where to start? Caravan and motorhome style holidays have recently become much more popular than ever before. These types of holiday are extremely versatile and gives you unlimited freedom to go and do what you want, be more independent and ultimately go at your own pace.

If you're looking at planning your journey, there are so many beautiful small UK holiday destinations to consider, you'd be spoilt for choice. Caravan parks are typically located near large parks, beaches or forest areas, giving you a perfect location to spend more time in nature and enjoy the fresh air of the great outdoors. But before you begin your journey, here are a number of top tips for getting your caravan ready for travel use.

If your caravan has been stored away all winter long, it may be in need of a clean and tidy up, to help it get back on the road in good condition. Make sure to give your caravan a thorough clean before use - both inside and outside. It's important to use plenty of water when cleaning the exterior of the caravan and the windows. Make sure to use suitable products designed for your vehicle to avoid any unwanted damage and corrosion.

Just like you would any other vehicle, it's important that you ensure you have necessary caravan insurance for your caravan. When browsing and comparing a variety of quotes for insuring your caravan, it’s important to get the right level of cover to meet your needs and at a good price. You can usually get a good price by comparing caravan insurance online. By taking out caravan insurance, you will typically be protected from problems such as theft and any accidental damages that may occur. If you're looking for cheaper insurance, you may find that keeping your caravan secure with locks, storing your caravan safely and taking caravan towing courses can help lower your costs and keep your premiums low.

Before you set off, you’ll need to make an appointment to make sure your caravan is ready to be on the road. Having your caravan serviced properly ensures it is safe and secure for travel, and you won't face any break-downs along the way. Also, it is important to check for any other issues such as tyres, leaks, dead batteries and your towing aid is fitted correctly.

If you're new to caravans, you may find it useful to enrol in a caravan course to boost your confidence, give you a little road experience and help you get settled for the road ahead. These courses are designed to give you both theoretical and practical advice when holidaying with a caravan.

Preparing your caravan for travel take a lot of pre-planning, list making and product buying before you set off on your journey. Stock up on products you will require for your trip. This could include items such as toiletries, cooking utensils, bedding, food cupboard items, cleaning products etc. It may also be handy to make sure to carry essential items you may need whilst travelling. E.g. first aid kit, extra food and drinks, fire extinguisher, clothing. These can be helpful if you incur any problems along the way, such as breakdowns, injuries and accidents.

Do you own a caravan? How do you prepare your vehicle for trips?

09:00 No comments

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